Trips, vacations, and travel days
Track taxis, meals, tickets, shared bookings, and on-the-go spending without losing the thread halfway through the trip.
End-to-end encrypted and private by design
Split bills without the spreadsheet headache
Keep track of who paid, who owes, and how to settle up, for trips, housemates, dinners, and shared plans, even when you don’t have reliable internet.
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No credit card needed
Private by design
End-to-end encrypted
No awkward spreadsheets
No app install needed
Splitting bills made clear
Keep shared expenses from turning into a pile of receipts and IOUs
Dinner
Ava paid for 4 friends
$84
Cab ride
Noah covered the airport run
$36
Settle up
Fewer payments, less awkwardness
You owe
$42
Everyday use cases
Built for the kinds of plans where people split bills all the time
SettleRose is for the normal, messy, real-life moments where shared expenses pile up fast and reliable internet is not always guaranteed.
Roommates and households
Keep rent, groceries, and utilities organized so nobody has to reconstruct the month from old messages.
Dinners and nights out
Add what people paid while you're still at the table and avoid the awkward after-the-fact math.
Camping and remote getaways
Log expenses in the moment, even when you are far from reliable network coverage.
Photo credits
Thanks to these legends for their Creative Commons photos
- Trips, vacations, and travel days: Pawan Yadav
- Roommates and households: Vecislavas Popa
- Dinners and nights out: Helena Lopes
- Camping and remote getaways: Vlad Bagacian
How it helps
Keep everyone organized from the first expense to the final settlement
The goal is simple: record what happened, show everyone the current state, and remove the awkwardness from settling up later.
Step 1
Add expenses as they happen
Capture the cab, groceries, campsite fee, or dinner bill before anyone forgets who paid.
Step 2
See who owes what
Everyone gets a clear, up-to-date view of balances instead of piecing things together from chat history.
Step 3
Settle up with less hassle
Let SettleRose simplify the final math, even if everyone had weak or no signal along the way.
Privacy and security
Bill splitting without handing over your privacy
Shared expenses reveal a lot about your life. SettleRose is built so you get the convenience of easy bill splitting without giving up control over sensitive financial details.
- End-to-end encrypted
- We can't read your expense data
- We don't have your personal information
- Your data is safe even if our database leaks
Your spending details stay private
End-to-end encryption keeps the details of who paid, who owes, and what was spent out of our view, so private money conversations stay private.
No personal information exposed
We do not build the product around collecting piles of personal information, which means there is less sensitive data to worry about in the first place.
Safer even if something goes wrong
Strong encryption helps protect your expense data even if our database were ever exposed, which gives an extra layer of peace of mind.
The usual way
Shared expenses turn into scattered messages and bad math
- No chasing messages to remember who covered what
- No mental math when everyone has paid for different things
- No waiting to get back online before logging what happened
With SettleRose
Everyone stays clear, current, and ready to settle up
- Add what people paid as it happens
- See a live summary of who owes what
- Keep going even when everyone is off the grid
Offline support
Useful when coverage is patchy
Offline support is there for the moments when you need it, like travel days, camping trips, or weak reception, without taking over the whole experience.
Remote areas
Helpful on camping trips, road trips, and outdoor plans.
Travel days
Useful when roaming, in transit, or patchy network coverage.
Keep moving
Log things now and let everything sync up later.
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Split expenses anywhere, with less friction
Start a trip, household, or shared plan, add what people paid, and let SettleRose keep things clear, online or off.
Get started
Private by design.